prepayment penalty en · NOUN
Meanings
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An additional fee charged for paying off part of or the entirety of a loan ahead of the scheduled due date in order to compensate for the loss of interest income suffered by the creditor in such case.
Prepayment penalties can be viewed as a necessary supplement to the escalating-payments feature: If borrowers prepay before the end of the low-rate introductory period and thus avoid the high post-reset rates, then the escalating-payments feature becomes moot.
2012, Oren Bar-Gill, Seduction by Contract:
Forms
| Spelling | Features | Labels | Source |
|---|---|---|---|
| prepayment penalties | Number=Plur | lexicographic | |
| pre-payment penalty | alternative | lexicographic |
Translations (2)
pl kara za przedpłatę (fee charged for prepayment of a loan) · de Vorfälligkeitsentschädigung (fee charged for prepayment of a loan)